ACA/Marketplace/Obamacare

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 The Affordable Care Act (ACA) is a federal law designed to make health insurance more affordable and accessible for individuals and families. ACA insurance plans cover medical expenses, including preventive care, emergency services, prescriptions, and mental health services. At our company, we offer various ACA insurance plans that cater to your specific health needs. 

  ACA insurance policies offer numerous coverage options that cover different healthcare services, including:  

• Preventive Care: ACA insurance covers preventive care, including vaccinations, cancer screening, and other tests. 

 • Emergency Services: It covers any medical emergencies, ambulance rides, and emergency room visits. 

 • Prescription Drugs: ACA insurance covers the costs of prescription drugs for different medical conditions. 

 • Mental Health Services: This covers mental illness treatments such as therapy or counseling.  Benefits of ACA Insurance  ACA insurance provides many benefits for individuals and families, including:

  • Affordable Coverage: With the ACA insurance's subsidies, individuals and families can obtain affordable healthcare coverage with lower premiums than traditional insurance policies. 

 • Protection Against Medical Debt: ACA insurance covers the majority of medical expenses, protecting you from unmanageable debt due to treatment costs. 

 • Accessible Health Care: ACA insurance empowers individuals and families to access preventative care, routine screenings and medical treatments, and medications without worrying about expensive out-of-pocket costs.  

• Reassurance for Pre-existing Conditions: The ACA insurance guarantees comprehensive protection for individuals with pre-existing conditions by making it illegal to deny coverage based on medical history or exclude specific conditions.  

Enrollment Periods  Open enrollment for ACA insurance takes place annually from November 1st through December 15th, with the coverage beginning the following year. However, some individuals may qualify for special enrollment periods due to changes in their circumstances, including job loss or marriage.  

At Phillips Insurance Solutions, we are committed to helping individuals and families find the right ACA insurance plan that meets their specific health needs while being cost-effective. Contact us to speak with one of our experienced agents and receive a personalized ACA insurance quote. 

* We always recommend working with an agent. It is FREE to do so!